Boat/Watercraft Insurance

There are all sorts of adventures that you can have in Arizona with a boat or other type of watercraft. With boat/watercraft insurance, you can have more protection to enjoy yourself to the fullest. At TJ Mazur & Associates, we can help with the coverage so that you’re covered for it all.

Is boat insurance a requirement?

You will want to adhere to all of the state’s boating regulations. Although you are not required to have boat insurance, you will need to register your boat, jet ski, or other watercraft. The state also has resources to provide boating safety instruction.

Although the state doesn’t require you to have insurance, it may be required if you are still making payments on your boat. The lienholder may require liability coverage as a way to protect the boat until it has been paid in full. Even before buying a boat, you can ask what the insurance requirements will be.

Even if insurance isn’t required by any entity, it is still strongly suggested because of the financial protection that it can offer.

The Benefits of Boat/Watercraft Insurance

Monthly premiums on your boat or other watercraft can be a great investment because of the benefits offered by a comprehensive policy. It can provide you with protection against an array of different scenarios:

  • Boating collisions
  • Injuries on the boat
  • Vandalism
  • Theft

All sorts of scenarios can be covered. Based on where you store your boat, where you use your boat, and how many people will be on your boat on any given day, there are ways to add protection. With the help of our independent insurance agents, we can ensure that you have the coverage that you need. It will be easier to enjoy yourself on the water without wondering about the “what if” should something happen.

Call us at TJ Mazur & Associates today to find out more about boat/watercraft insurance in Arizona.