The standard farm /agribusiness insurance policy is a hybrid of homeowners coverage, commercial business insurance and specialty insurance. If the farm is a growing commercial concern, the owner will want a basic farm policy providing the following basic coverages:
Property Coverage - This coverage protects your home, outbuildings, belongings and some equipment in the event of loss, such as a fire or tornado.
Liability Coverage - This coverage will cover a loss unintentionally caused by you or your employees to another's property or person.
Medical Payments - This coverage will provide payments for medical bills sustained by someone injured on your property.
Additional Living Expenses - If you must relocate from your home due to damage caused by a covered event, then this coverage provides for the costs of things like temporary housing or a hotel stay.
TJ Mazur & Associates professional experienced friendly staff offers free insurance consultations and quotations from numerous highly rated insurance carriers which ensures you will obtain the best coverage and value at the most affordable rate.
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