Health & Medicare Insurance

Health insurance allows you to confidently focus on your health without paying the full costs of doctors and hospitals on your own. Especially if you don’t have an employer providing you with insurance in Arizona, you need to get help with independent policies. At TJ Mazur & Associates, we’re here to help you every step of the way.

The Different Types of Health Insurance

It’s important to find health insurance that you can rely on. Different insurance companies offer different types of policies. Some of the most common include Medicare, HMOs and PPOs. A HMO policy focuses on visiting doctors within a specific network. A PPO, typically, allows you to go outside of the network without being financially penalized.

Understanding the differences between the policies will allow you to choose which one is right for you based on whether you have doctors you already like to work with, whether you have pre-existing conditions, and more. Our agents will help you explore the options that are out there to ensure you have coverage that you can count on.

The Real Cost of Health Insurance

It’s critical that you have health insurance that you can afford. This means it’s not just about the monthly premiums. You also have to factor in such things as:

  • Co-pays
  • Deductibles
  • Prescription costs
  • Doctors
  • Hospitals
  • Pharmacies
  • Maximum Out Pocket Costs
  • Portability
  • Eligibility

Based on your existing health conditions and any regular medicine that you take, it’s easier to explore plans based on the true out-of-pocket expenses that you will deal with. By working closely with one of our independent agents, we can guide you through the process of finding insurance that works for you in Arizona. We’ll help to find a balance between health coverage and insurance costs.

Learn more about shopping for health insurance in Arizona today by calling us at TJ Mazur & Associates. With a comprehensive policy over your family, it can allow you to get proper healthcare throughout the year.