PPO vs. HMO: Which Is Right for You?
Posted: August 10, 2023
PPO vs. HMO: Which Is Right for You?Choosing a health insurance plan is a crucial decision. There are various factors to consider, including cost. The first choice to make is the type of health plan that works best for you. Two of the most common types are HMOs and PPOs. The following is some basic information about both types of health insurance plans and the key differences between them. What Is an...
Is There a Right Time to Purchase Health Insurance?
Posted: July 25, 2023
Is There a Right Time to Purchase Health Insurance?Injuries, illnesses, and other medical emergencies can be unpredictable. Having good health insurance can help you get the preventive care and diagnostics you need to stay healthy and reduce the financial burden in case medical emergencies suddenly occur. The sooner you have health coverage, the better you can protect your own and your family’s health. Why Do You Need Health Insurance? The days when individuals...
A Beginner's Guide to Health Insurance Deductibles and Copays
Posted: June 10, 2023
A Beginner's Guide to Health Insurance Deductibles and CopaysDeductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...
National Stroke Awareness Month
Posted: May 10, 2023
National Stroke Awareness MonthIt's National Stroke Awareness Month, and now is a great time to consider what you can do to learn more about this medical condition. By shining a light on the risks of stroke, you can potentially save a life, make better decisions for yourself, and ultimately enjoy many more years of healthy living. The History Behind This Tradition Although the earliest reported strokes date back...
Do Not Let Your Preventive Care Fall Through the Cracks
Posted: April 25, 2023
Do Not Let Your Preventive Care Fall Through the CracksPreventive care is an essential part of managing your health and ensuring you catch potential issues early on, so you can live a longer life. Not only will preventive care reduce your chances of developing a serious health condition, but you can obtain most of these services at no cost since most are covered by your health insurance. That means there is no reason for...